When your home is affected by a storm or natural disaster, there is always the possibility of damage. After the rain subsides and the sun comes out, you may notice leaking or dripping around your home that is not visible from the ground. Sometimes roof damage is subtle and harder to identify. In contrast, it can be very blatant, and the repair process must start immediately. Either way, it’s imperative that a professional roof inspection takes place to ensure the correct analysis when determining if a complete replacement or just a repair is needed. We can help you get it right the first time.
When your roof becomes damaged, it can be immensely stressful. How can you properly fix your roof as soon as possible at a fair price? Fortunately, the professionals at Rose Roofing are ready and eager to help you with this process. We can handle any job and ensure you get a quality roofing job done right with no hassle. At Rose, we utilize the expertise of a public adjuster, so you can rest assured that there won’t be any surprises along the way.
What is a public adjuster?
A public adjuster is an insurance professional that an individual or company may hire to help settle an insurance claim. Public adjusters help to ensure you receive the full amount you’re owed from an insurance company. Additionally, they serve to help with the claims process by documenting all of the losses, compiling estimates, and negotiating on your behalf.
Why does Rose choose to work with one?
When an insurance claim is made and approved, the insurance company is the entity that writes the estimate. This essentially gives the power to the insurance company to determine how much they will pay for the repair or replacement, which can lead to a conflict of interest. As a result, insurance estimates tend to be significantly lower than the price it costs to properly replace or repair the damaged system on the home. If this is the case, the client is responsible for any extra money owed. However, this is not the case with Rose Roofing.
At Rose, we employ the services of a public adjusting firm. The adjusting firm is a third party that is removed from the project. They advocate and negotiate on behalf of the homeowner before handing off the claim to the contractor. This process may delay the start of work a little bit, but for a good reason. Clients who work with a public adjuster see much higher returns from their insurance claims and lower out-of-pocket expenses.
By utilizing a public adjuster, we can save our clients anywhere from a few thousand to tens of thousands of dollars. For example, a recent client received a settlement for $19,000 to replace their roof and gutters. Our public adjusting firm acknowledged that the settlement amount was entirely too low for the proper repairs. The public adjuster strategically negotiated with the insurance carrier prior to handing the work off to the client and us. The insurance carrier settled the claim for over $28,000, saving the client over $9,000!
Supplementation with a private adjuster is imperative to ensure that you are paying a fair price and that your home receives the proper service required. At Rose Roofing, we value our clients and strive to provide them with the best possible outcome. This is why we work directly with a public adjusting firm.